📋 No, Croux does not issue Form 1095.
Form 1095 is only provided by employers or insurance providers that offer qualifying health coverage through the Health Insurance Marketplace. Since Croux does not provide Marketplace health insurance, we do not issue this form.
If you enrolled in a health plan on your own through Healthcare.gov or a state marketplace, you would receive your 1095-A directly from the Marketplace — not from Croux.
💰 What is the $0.50/hour deduction on my pay?
The deduction you see on your payouts is not for health insurance. It is for Occupational Accident Insurance (OAI) — coverage that protects you while performing shifts through the Croux platform.
From the Croux Terms of Service:
Occupational Accident Insurance (OAI) Deductions
As a condition of accessing and performing shifts through the Platform, all Talent are covered by Croux Occupational Accident Insurance (OAI). To fund this coverage, Croux will deduct $0.50 per hour from Talent compensation for each hour or partial hour worked.
Time worked is rounded up to the next full hour for purposes of calculating this deduction. For example, a shift lasting 2 hours and 5 minutes will result in a $1.50 OAI deduction (3 hours x $0.50).
This deduction is mandatory for all Talent using the Platform and applies regardless of shift type, employer, or location. OAI is not a substitute for workers compensation, and coverage is limited as described in these Terms.
📱 Where can I see this deduction?
You can view the OAI deduction in the payout breakdown for your completed shifts in the Croux app.